Richard McLoughlin

Viewing: Fraudulent Insurance Claims for Richard McLoughlin

Richard frequently represents Defendants in claims involving allegations of fraud in road traffic accidents, workplace accidents and public liability claims. His recent experience includes:
- Low velocity impact claims;
- Deliberately induced accidents;
- Phantom passengers;
- Late notification/’farmed claims’;
- False or exaggerated injuries;
- ‘Pure’ causational arguments.
Richard is instructed in trials and interim applications and also meets with lay witnesses in conference in order to assess the strength of their evidence. He is also instructed to draft defences and advise on prospects and whether, for instance, a formal pleading of fraud is appropriate.
Details of recent trials are as follows:
- CA v Martin Brower UK – Defendant denied breach of duty and causation. Allegations of exaggeration and material non-disclosure of relevant medical history. Fundamental dishonesty finding secured;
- DS v Advantage Insurance Company – Defendant alleged Claimant was not injured as a result of the index accident. Fundamental dishonesty finding secured;
- SU v Royal and Sun Alliance Insurance PLC –Allegations of false injury claim. Causational arguments;
- TR v Southern Rock – Late notification claim with Defendant adopting ‘put to proof’ defence without explicit allegations of fraud or fundamental dishonesty;
- AB v National Express –Workplace accident. Claimant put to proof on facts of accident and causation;
- TP and SA v UK Insurance Limited – Allegations of low velocity impact and exaggeration;
- MR v National Farmers Union – Allegations of low velocity impact, phantom passengers and injury exaggeration.
Richard is available to discuss cases informally with professional clients. He aims to return advices and pleadings swiftly. He ensures that his advices are comprehensive and practical.
Bacon Award, Gray’s Inn
BPTC, Manchester Metropolitan University, Outstanding, First Place in Year
GDL, College of Law, York, Commendation
BA (Hons.) Politics, University of York, Upper Second Class

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