Paul Joseph - Insurance
Year of Call: 2005
Qualified as a Solicitor in 1992
Paul began his career at Wragge & Co in Birmingham and then spent nine years in the commercial litigation department at the firm now known as Squire Sanders. After 4 years as an attorney at law in the Cayman Islands, he returned to the UK in 2005, transferred to the Bar and joined No5 Chambers.
Since then he has developed his practice extensively and has achieved an extremely successful transfer to the Bar.
‘Efficient, knowledgeable and extremely good at dealing with difficult clients.’ - Legal 500 (2014).
An “articulate, confident advocate” who attracts praise for his “meticulous attention to detail, and his ability to adopt a clear, reasoned and logical approach to cases” – Legal 500 (2013).
‘An experienced and diligent advocate.’ – Legal 500 2015
"A very good costs practitioner who brings an air of common sense to proceedings." "He has the ability to digest and understand the case, see our position and direct us to a specific decision or rule." – Chambers UK 2016
Paul has a particular interest in contentious commercial insurance disputes. He accepts instructions from insurers wishing to consider avoiding for material misrepresentation or non-disclosure and also from policyholders facing such claims.
Examples of Paul’s cases include:
- Acting for a major Cayman Islands insurer in an arbitration concerning the entitlement of the insurer to avoid a policy covering a hotel for hurricane damage
- Acting for policyholders facing claims to avoid critical illness policies for material misrepresentation and non-disclosure
- Acting for policyholders of critical illness policies whose insurers were refusing to pay claims under those policies
- Acting for an insurer who wished to overturn a settlement it had concluded as a result of a claim which subsequently it had discovered was fraudulent and obtaining an order for exemplary damages in its favour
- Successfully representing a policyholder at a trial to determine whether the insurer had been entitled to avoid a motor policy for material misrepresentation.
Tibbles –v- SIG PLC (T/A Asphaltic Roofing Supplies)  EWCA Civ 518 (extent of the discretion to vary or revoke an order pursuant to CPR Part 3.1(7)).
Rangos –v- Secretary of State for Innovation  EWHC 3186 (Ch) (dismissal of an appeal against Costs Master’s decision to award costs against a receiving party notwithstanding that it beat an offer under CPR Part 47.19).
Dennis Rye Limited –v- Bolsover District Council  EWCA Civ 372 (Whether a company facing a winding up petition had a genuine and serious cross claim)
Capes (Hatherden) Ltd –v- Western Arable Services Ltd  EWHC 3065 (QB) (Company issuing court proceedings where it had initially referred claim to arbitration)
G (a child by her mother and litigation friend, M) –v- Kingston upon Hull City Council (Lawtel 01/10/13) (applicability of SCCO guidelines on summary assessment to detailed assessments).
BA and MA Robinson College, Cambridge
Law School: Chester
CEDR Accredited mediator
Attorney General’s B Panel